Employee Benefits
Invest in your people.
We help employers build better benefits programs. Our team handles group health, dental, vision, and retirement plans. We serve businesses of all sizes in all 50 states.
Why We're Different
A Strategic Approach to Employee Benefits
We combine deep benefits expertise with a consultative approach to deliver programs that truly invest in your people.
Benefits Consulting Expertise
Strategic plan design informed by benefits expertise and workforce analytics, so your program reflects how your people actually use it.
Carrier Negotiation & Cost Control
We leverage our carrier relationships and market intelligence to negotiate favorable rates, optimize plan designs, and control your total benefits spend year over year.
Enrollment & Administration Support
From open enrollment management to ongoing compliance administration, our team handles the operational complexity so your HR department can focus on people, not paperwork.
Benefit Solutions
Comprehensive benefits for every organization.
From health and dental to retirement and compliance, we provide the full suite of employee benefits that keep your team protected and engaged.
Group Health Insurance
Employer-sponsored medical plans including PPO, HMO, EPO, and HDHP options designed to provide comprehensive healthcare coverage for your workforce.
Learn about group health insurance
Dental Insurance
Preventive, basic, and major dental plans that keep your employees healthy while offering the coverage options they value most.
Learn about dental insurance
Vision Insurance
Eye exam, frames, contacts, and vision correction coverage that supports employee wellness and productivity.
Learn about vision insurance
Life Insurance
Group term life, AD&D, and voluntary life options that provide financial security for your employees and their families.
Learn about life insurance
Disability Insurance
Short-term and long-term disability coverage that protects employee income when illness or injury prevents them from working.
Learn about disability insurance
Retirement Plans
401(k), 403(b), profit sharing, and defined benefit plans that help your employees build financial security for the future.
Learn about retirement plansBeyond the core plans
For leadership, wellbeing and the paperwork in between.
Executive Benefits
Deferred compensation, SERP, key person insurance, and supplemental programs designed to attract and retain senior leadership.
Learn about executive benefitsWorksite & Voluntary Benefits
Accident, critical illness, hospital indemnity, pet insurance, and legal plans that enhance your package at minimal employer cost.
Learn about worksite & voluntary benefits
Wellness Programs
EAP, mental health resources, fitness reimbursement, biometric screening, and telehealth services that promote a healthier workforce.
Learn about wellness programs
Compliance & Administration
ACA reporting, ERISA compliance, COBRA administration, and Section 125 cafeteria plan management that keeps your organization compliant.
Learn about compliance & administrationRetention & service
Most brokers are a name on a policy. We answer the phone.
Benefits break down at the moments that matter most — a claim denied the week before surgery, an enrollment file that will not load, a new hire who cannot find their card. Those are the moments that decide whether your people trust the plan you chose for them. They are also the moments most brokerages route to a service centre. We do not.
A named team, not a queue
You know who handles your account, and so do your employees. Escalations do not restart with a stranger reading a ticket.
We take the claim calls
Employees reach us directly rather than being handed a carrier 800 number. Your HR team stops being the switchboard.
Renewal starts months out
Not six weeks before the deadline with one quote and no leverage.
Who We Help
Benefits for Every Type of Organization
We serve employers across all industries and sizes — from growing startups to established enterprises with complex workforce needs.
Small Business
2-50 employees, simplified benefits
Mid-Market
51-250 employees, custom plan design
Large Employers
250+ employees, complex structures
Nonprofits
Mission-aligned, budget-sensitive plans
Professional Services
Law firms, consulting, accounting
Healthcare Employers
Hospitals, clinics, care workers
Technology Companies
Startups, remote teams, competitive perks
Manufacturing
Shift workers, safety-integrated wellness
Retail & Hospitality
High turnover, part-time eligibility
Construction & Trades
Prevailing wage, field workforce
People first
Benefits built around how your people actually work.
How we run it
The administrative work happens on a platform, not in a spreadsheet.
Benefits administration fails quietly. A missed termination keeps someone on the plan for months; a mistyped dependent surfaces as a denied claim. We run enrollment and administration on Employee Navigator so eligibility, carrier feeds and life-event changes stay accurate without your HR team reconciling them by hand.
- Employee NavigatorEnrollment, eligibility and carrier connectivity in one system, configured and maintained by us — not handed to you as a login.
- Carrier feeds that reconcileChanges flow to carriers automatically, so the plan reflects who is actually on it.
- Year-round, not just at renewalNew hires, terminations and life events are handled as they happen.
Strategy & market access
The right funding structure depends on your size. So does the leverage.
A thirty-life group and a thousand-life group are not the same buyer, and should not be taken to market the same way. We plan renewals against a multi-year view rather than reacting to each one, and we place groups where their size actually earns something.
Access to pooled purchasing power and administrative infrastructure that a group this size could not command alone.
Where scale justifies it, captives turn a fixed premium into a structure you have visibility into and influence over.
- —A renewal strategy set at the start of the year, not the end
- —Multi-year modelling so this year's decision does not cost you next year
- —Market testing on a schedule, not only when something has gone wrong
Why Choose Us
Your Workforce Deserves a Benefits Partner Who Gets It
Employee benefits require more than a policy renewal — they demand a strategic advisor who understands your people, your industry, and how to build a program that attracts and retains top talent.
Benefits Strategy Expertise
Our consultants design benefits programs that align with your business goals, workforce demographics, and budget constraints to maximize employee satisfaction and retention.
Carrier Market Access
We leverage relationships with major medical, ancillary, and voluntary carriers to secure multiple competitive quotes and negotiate the best rates for your organization.
Compliance & Administration Support
From ACA reporting and ERISA compliance to COBRA administration and Section 125 plan management, we handle the regulatory complexity so you can focus on your business.
Employee Engagement & Communication
We create clear, engaging benefits communications and enrollment materials that help employees understand and appreciate their benefits package.
Where we are going
Built since 2020 by operators who know the work.
ALKEME has grown by bringing together entrepreneurial agencies and experienced professionals who share a forward-thinking mindset. Built by operators who understand the industry firsthand, the model strengthens what already makes each agency successful rather than replacing it — centralising operational support so teams stay focused on relationships and results.